10 Things I Stopped Doing to Become That Girl (Financially) Skip to main content

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10 Things I Stopped Doing to Become That Girl (Financially)

 


💰 10 Things I Stopped Doing to Become That Girl (Financially)

Let’s be real: I’m not at the finish line yet—but baby, I’ve left the starting block, and that alone deserves celebration. I created this post not because I have it all figured out, but because I know I’m not alone in trying to get my finances in order while still living life, building dreams, and keeping my edges laid. So if you’re on the path too, I see you.

Here are 10 habits I had to ditch to step into the financially powerful woman I’m becoming—and maybe they’ll help you, too.

1. I Stopped Paying Myself Last

I used to tell myself I’d save “whatever’s left.” Spoiler: nothing was ever left. Now, I pay myself first—even if it’s $10. That small shift made me feel in control, and over time, those little deposits added up. When you prioritize yourself, your money starts to respect you back.

2. I Stopped Pretending My Debt Didn’t Exist

Whew. For a while, I avoided checking balances and let shame keep me from making a plan. But the truth? Your debt doesn’t disappear just because you ignore it. I learned to face it head-on—no fluff, no fear. I listed everything out, created a strategy, and started tackling it one payment at a time. Baby steps still move you forward.

3. I Stopped Lending Money I Couldn't Afford to Give

This was tough because I have a giving heart. But I had to learn: if it’s not extra, it’s not a loan—it’s a setback. I stopped overgiving and started setting loving boundaries. Helping others shouldn’t leave me struggling. Now I give from overflow, not obligation.

4. I Stopped Spending Without Checking My Accounts

Once upon a time, I was swiping in faith. 😅 Now? I check my balances and budget every few days. It keeps me grounded, informed, and less likely to overspend on things that don’t serve me. This tiny habit helped me take ownership of my money again.

5. I Stopped Accepting “This Is Just How It Is”

I used to believe struggle was normal—that I just needed to “get by.” But I started asking better questions. How can I increase my income? What skills can I learn? What free resources exist? The truth is, there are always options—you just have to believe you deserve better and go look for them.

6. I Stopped Sleeping on Passive Income

I used to think passive income was for “other people.” Now I know better. Whether it’s affiliate marketing, selling digital products, or sharing links to things I already use, I’m learning to plant seeds that grow without constant hustle. It’s not instant, but it’s possible.

7. I Stopped Letting Shame Keep Me Silent—Even When I "Should’ve Known Better"

I wasn’t completely in the dark growing up. I was taught some financial basics—but I didn’t fully understand what I was being taught, and honestly, I let my impulses win more often than not. That used to make me feel like I had no right to struggle. Like I should’ve "known better." But shame isn’t a strategy. I started asking questions, watching videos, reading blogs, listening to people who had walked the road I was on. Most importantly, I started talking about money—openly and without judgment. That’s when things started shifting. Closed mouths don’t get clarity, and silence doesn’t lead to success.

8. I Stopped Living in Urgency Mode

Impulse purchases and fast money decisions always left me broke. Now I ask: Is this aligned with my bigger picture? I stopped chasing quick fixes and started building systems. Budgeting, automating savings, planning—these aren’t boring, they’re powerful.

9. I Stopped Letting Fear of Judgement Hold Me Back

I used to feel embarrassed about not having it all together. But then I realized: the strongest people are the ones who admit they’re growing. Now, I share where I am, not just where I’m going. That honesty is helping others and healing me.

10. I Stopped Waiting for the “Perfect Time”

The truth? There is no perfect time to start. I finally realized that if I kept waiting, I’d look up in five years and still be stuck. So I started now—messy, unsure, and scared. Progress over perfection every time.

You don’t have to have it all figured out to take control of your financial life. Start where you are. Save what you can. Ask the hard questions. Celebrate every win.

Becoming That Girl financially isn’t about aesthetic—it's about alignment. And the real glow-up? It’s peace of mind.

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